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財經英文

The financial company announced a pre-tax loss of five million dollars in last fiscal year.

財經英文是 finance and economics(聽發音),名詞用法,其中 finance 指的是金融、財務或財政的意思,economics 則是指經濟或經濟學,我們中文說的財經含蓋了財務與經濟學等方面的所有事物,所以要用 finance and economics 來表示,不過許多的情況下,外國人習慣直接用 finance 來表示財經類的消息,例如新聞媒體的財經報導通常只會用 finance 來分類,而不會完整的寫出 finance and economics,因為這樣相對精簡許多,而且大家也都很習慣,例如財經報導英文可以說 Financial Report、財經節目英文是 Financial program。

財經英文造句練習

Many investors read a lot of financial news every morning.
許多投資人每天早上都會閱讀大量的財經新聞。

Clark has a 財經英文 financial program of his own.
克拉克有一個屬於自己的財經節目。

Mike believes that should not be fully believe that the recommendations of financial experts.
麥克認為不應該完全相信財經專家的建議。

Kent wrote a 財經英文 series of financial books, he is a best-selling author.
肯特寫了一系列財經方面的書,他是一位暢銷書作家。

A lot of practitioners in the financial sector.
財經界的從業人員很多。

Michelle is an anchor of the financial news.
米雪兒是一位財經新聞的主播。

If you do not understand financial news at all, you can not make the right investment judgments.
如果你完全不去了解財經消息,你就無法做出正確的投資判斷。

The investment community is always full of all kinds of financial news.
投資界總是充斥著各式各樣的財經消息。

Mary is sorting out financial news of this month.
瑪莉正在整理這個月的財經新聞。

Stock and real estate is an important theme of financial news.
股市與房地產是財經新聞的重要主題。

教你看懂財經英文:一次掌握關鍵詞彙概念(16K+1MP3)

Absolute Financial English: All the Basics You Need to Know

已追蹤作者:[ 修改 財經英文 ]

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  • 叢書系列:商用英語
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  • 出版地:台灣
  • 本書分類:語言學習>英語>商務書信

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博客來數位科技股份有限公司 統編 : 96922355 地址:臺灣 115 台北市南港區八德路四段768巷1弄18號B1之1 食品業者登錄字號:A-196922355-00000-9

一定要學的20個金融財經相關的商用英文字彙

I would advise you to shop around for the best interest rate you can find before taking up that loan.

2. Investment

The article names the UK as the top investment destination within Europe.

3. External 財經英文 capital

The use of external capital can help your company recover from the recent drop in sales performance.

4. Cash outflow

The key to surviving in business is to keep an eye on cash outflows and manage them well.

5. Revenue

The total sales revenue from our latest range of sports shoes is expected to top $5 million this year.

金融財經相關的商用英文字彙 財經英文

6. Profit

Since we started advertising on the internet, our company’s profits have increased by 20% 財經英文 over the last year.

7. Loss

The financial company announced a pre-tax loss of five million dollars in last fiscal year.

8. Recession

Bloomberg 財經英文 reports that the risk of a global recession is now more than 50 percent 財經英文 after the UK voted to leave the European Union.

9. Debt

I think we should 財經英文 consider other options to fix our business rather than running into more debt.

10. Collateral

If Mr. Jones intends to use his farm as collateral for his business loan, he 財經英文 will have to show proof of ownership to the bank.

11. Mortgage

It has been hard for the Quinns to keep up their mortgage payments since Mr Quinn lost his job.

金融英文用語: Short-term loan

12. Short-term loan

BHS, a large 財經英文 retail chain, was charged a high interest rate 財經英文 財經英文 for the short-term loan they took out 財經英文 in order to stay in business.

13. Long-term loan

At the meeting, it was decided 財經英文 that the company would opt for a long-term loan that offers a lower interest rate.財經英文

14. Credit rating

We’re confident that our company’s loan application will be approved as we have a good credit rating.

15. Overdraft

In a 財經英文 BBC news article, it was suggested that banks should warn customers before they go into overdraft and limit the overdraft fees that they charge.

16. Shares

意思:股份、股票。說明:有些公司將其股本分成許多「Shares」,並公開發行股票以便為公司募得更多的資金。
如果您擁有公司股票,您就是「Shareholder」。 而您持有的股份代表您對公司所有權的單位。
持有公司股份就是股東了,而這並不表示擁有經營權,但所有股東都有權參與公司的盈餘分配。

Recent financial news say that Japanese shares are higher as investors regain their confidence across the region.

17. Stocks

Have you read the 財經英文 news that stocks are plunging all around the world shortly after the UK voted to leave the European Union?

財經英文專門名詞:Bull market

18. Rally

Even though he doesn’t have money, it’s hard for him watch the stock market rally without doing anything.

19. Bull market

John’s job on Wall 財經英文 Street is even more hectic (busy) now that the bull market is in full 財經英文 swing.

20. Bear market

意思:熊市、空頭市場。說明:現在再想一下,如果一隻大熊要用它的爪子攻擊人,它可能站起來,它的利爪在人之上方,然後向下移動攻擊。因此,「Bear market」意指空頭市場,這正好與「Bull market」相反。在熊市行情中,金融市場的下跌走勢正如熊掌用力往下攻擊的態勢,股市趨勢處於下跌階段,股票價格將會易跌難漲。

While John’s friends are worried about a possible bear market, John is confident that the market will hold steady.

財經英文的第一堂課︰一次搞定經濟.會計.財務

可轉換優先股
convertible preferred share/stock(可轉換優先股)是指business 發行的各種share/stock可轉換成其他type的share/stock。大部分的情況下,是指可以轉換成common share/stock。
前面提過,corporation/company(股份有限公司)為了營運需要大量的fund(資金),因此public corporation/company藉由發行share/stock來集資。而除了發行share/stock之外,business 還能用哪些方法籌措fund 呢?

公司債
business 如果無法發行股票,可以用發行bond(債券)的方式募集fund。bond 主要分為兩種:
� Corporate Bond(公司債)
� Convertible Bond(可轉換公司債)

公司債
corporate bond(公司債)是business為調度資金所發行的債券。business定期支付一定的利息給投資人,待corporate bond期滿,公司有義務收回。

可轉換公司債
convertible bond(可轉換公司債)與corporate bond一樣是business以資金調度為目的所發行的債券,不同的是,持有人得於特定期間內將convertible bond 兌換成一定數量的common share/stock。
share/stock屬於balance sheet(資產負債表)當中的asset(資產)項目,因此business對shareholder/stockholder(股東)沒有償還的義務,然而 bond 屬於 balance sheet中的liability(負債)項目,一旦到期便必須向corporate bond 的持有人償還本金和利息。詳細內容請參考第四章的說明。

股東類型
只要握有一張share/stock,每個人都是shareholder/stockholder。general investor(一般投資人)投資share/stock,藉此收取business發放的dividend,share/stock price(股價)上揚時還能將手中的股票賣出,獲取更高的利益。
除了general investor之外尚有institutional investor(機構投資人)、corporate shareholder/stockholder(法人股東),以其他目的參與投資活動。

� General Investor(一般投資人)
� Institutional Investor(機構投資人)
� Corporate Shareholder/Stockholder(法人股東)

一般投資人
有別於institutional investor與corporate shareholder/stockholder,general investor是投資business的單一投資人。

機構投資人
institutional investor是一種具組織性的法人或團體,將客戶委託的資金投入股市或再投資。銀行、保險公司、信託公司、投資顧問公司、年金、基金等皆屬於institutional investor的範疇。
對institutional investor而言,所投資的business的share/stock price如果沒有上漲,等於是他們缺乏操作績效,因此institutional investor會在general meeting of shareholders/stockholders(股東大會)上針對所投資的business提出營運建議。

法人股東
corporate shareholder/stockholder是指持有特定business所發行之share/stock 的business。企業之間互相持有股份的目的不在投資,而是藉此維持股價安定。
general investor或institutional investor對share/stock price的變動相當敏感,隨時買入和賣出股票,而corporate shareholder/stockholder則長期持有share/stock,對business而言是相當穩定的shareholder/stockholder。

股東的權利
shareholder/stockholder基本上擁有兩項權利:
� Voting Right(投票權)
� Dividend(股利)

投票權
voting right(投票權)即shareholder/stockholder參與general meeting of shareholders/stockholders上的決議事項或以代理人身分行使之議決權。
這裡提到的voting right僅限於common shareholder/stockholder(普通股持有人),不包括preferred shareholder/stockholder(優先股持有人)和convertible preferred shareholder/stockholder(可轉換優先股持有人)。
擁有voting right 表示能針對各項與公司經營策略有關的事務行使議決權,例如auditor(審計員)的任用、board of directors(董事會)成員的選擇等,還可以參與公司的經營。

股利
dividend是business將所得純益的一部分發放給shareholder/stockholder,而shareholder/stockholder也有獲得dividend 的權利。
dividend 的發放原則上以現金為主,這代表business 必須擁有足夠的現金。若現金不足,也可以用stock dividend(股票股利)的形式發放。stock dividend是用business發行的share/stock 代替現金,當做發放給shareholder/stockholder的股利。